How to Open an Access Bank Account Without BVN: Opening a bank account without a BVN (Bank Verification Number) may seem daunting, but Access Bank has simplified the process in 2025. Your banking experience just got more accessible.
In this blog post, we will guide you through the steps to open an Access Bank account without a BVN. Access Bank recognizes the diverse needs of its customers and is committed to making banking services inclusive.
No longer do you need to worry about BVN delays. With Access Bank’s streamlined approach, you can begin your banking journey without this requirement.
Whether you’re new to banking or switching banks, we’ll show you how to get started in just a few simple steps. Access Bank is here to provide you with a hassle-free path to financial services.
See this: How to Check Access Bank Account Balance
Importance of BVN (Bank Verification Number)
The BVN is a unique identification number linked to an individual’s biometric data, such as fingerprints and facial features. It serves as a security measure to verify the identity of bank customers and prevent fraud. While the BVN is a mandatory requirement for most banking transactions in Nigeria, there are exceptions and alternatives for those without BVNs.
Requirements for Opening an Access Bank Account Without BVN
To open an Access Bank account without a BVN, you’ll need to meet specific requirements and follow a set of procedures. Here’s what you’ll typically need:
- You’ll need a valid proof of identification, such as a National Identity Card, International Passport, or Driver’s License. These documents help establish your identity in the absence of a BVN.
- Proof of Address: Provide a utility bill, tenancy agreement, or any official document that confirms your residential address. This is a standard requirement for account opening.
- Recent Passport Photograph
Okay, now let’s move on to how you can open an Access Bank account without BVN.
How to Open an Access Bank Account Without BVN
Once you’ve gathered the necessary documents and completed the account opening form, follow these steps to open an Access Bank account without a BVN:
The code to open an Access Bank Account without BVN is *901#.
- Open the call app on your mobile phone
- Dial *901#
- Choose option 1 which is to open an account
- Choose option 2 to open an account without BVN
- Follow the on-screen command
- Once you are done, your Access Bank Account Number will be sent to you as SMS.
Limitations of an Account Without BVN
It’s important to note that an account opened without a BVN may have certain limitations:
- Transaction Limits: Accounts without BVNs may have lower transaction limits compared to BVN-linked accounts. This means you might face restrictions on the amount you can withdraw or transfer.
- Limited Services: Some banking services and features may not be accessible to accounts without BVNs. For example, you may not be able to access online banking or use mobile banking apps.
- BVN Requirement in the Future: Banks in Nigeria are increasingly enforcing BVN requirements for various transactions. While you can open an account without a BVN, you may encounter limitations when it comes to more advanced banking services or transactions.
Check this: How to check BVN on Access Bank
Obtaining a BVN Later
If you initially open an Access Bank account without a BVN and later decide to obtain one, you can visit a designated BVN enrollment center to complete the registration process (e.g. Bank). Once you have a BVN, you can link it to your existing Access Bank account to access additional services and remove some limitations.
Frequently Asked Questions
How can I open Access bank account on my phone?
Dial *901*0# and follow the prompts, you can either open an account by using your BVN or by providing your personal details as prompted. Upon provision of the required details, you will receive an SMS with details of your new account number.
Can I open an Access bank account without BVN?
Yes, you can open a savings account with Access bank without BVN via the *901# USSD. It does not require you to have the internet on your phone.
How much is ATM in Access Bank?
Withdrawing cash from your access account is free at all Access ATMs. You save N35 every time you withdraw cash from your Access Bank account on an Access Bank ATM.
Can I receive dollars in my Access Bank naira account?
Customers and non-customers can pick-up cash in US Dollars at any of our branches or have deposited directly into their domiciliary account upon receipt of foreign currency. To pick up cash at any of our branches, the customer must carry any of the below valid means of identification: BVN. Nigerian Driver’s License.
Dynablog’s Conclusion
Opening an Access Bank account without a BVN (Bank Verification Number) is still possible, but it involves a unique process. You can visit a nearby Access Bank branch to inquire about the necessary steps and documentation required to establish your account, ensuring you have the opportunity to access the bank’s services without a BVN.
Meet RASHEED FARUQ ADEYEMI, a Student of University of Ilorin, Department of Water Resources and Environmental Engineering. Beyond that professional pursuit, he’s a professional writer who finds solace and joy in solving people’s problems through the art of writing. Through this platform, he aspires to share their knowledge, experiences, and insights, connecting with like-minded individuals and leaving a positive impact on their audience.
Join Dynablog.com.ng on this journey of finding and sharing the right information to it’s audiences.
Thank you!