How to Open a GTBank Account Without a BVN: Are you wondering if it’s possible to open a GTBank account without a BVN (Bank Verification Number)? You’re in the right place!
GTBank is a trusted bank in Nigeria that provides various banking services to its customers. To open a bank account in Nigeria, you typically need a Bank Verification Number (BVN), which is a biometric identification system introduced by the Central Bank of Nigeria (CBN). However, some people may wonder if it’s possible to open a GTBank account without a BVN.
In this article, we will explore the steps and options for opening a GTBank account without a BVN. So, keep reading to learn more!
see also: How to check BVN on GTB
Importance of BVN (Bank Verification Number)
The BVN is a unique identification number linked to an individual’s biometric data, such as fingerprints and facial features. It serves as a security measure to verify the identity of bank customers and prevent fraud. While the BVN is a mandatory requirement for most banking transactions in Nigeria, there are exceptions and alternatives for those without BVNs.
Requirements for Opening GTBank account Without BVN
To open GTBank account without a BVN, you’ll need to meet specific requirements and follow a set of procedures. Here’s what you’ll typically need:
You’ll need valid proof of identification, such as a National Identity Card, International Passport, or Driver’s License. These documents help establish your identity in the absence of a BVN.
Proof of Address: Provide a utility bill, tenancy agreement, or any official document that confirms your residential address. This is a standard requirement for account opening.
Recent Passport Photograph
Okay, now let’s move on to how you can open GTBank account without BVN.
How to Open GT Bank Account Without BVN
Once you’ve gathered the necessary documents and completed the account opening form, follow these steps to open GTBank account without a BVN:
The code to open GTBank Account without BVN is *737#.
- Open the call app on your mobile phone
- Dial *737#
- Choose option 1 which is to open account
- Choose option 2 to open account without BVN
- Follow the on-screen command
- Once you are done, your GTBank Account Number will be sent to you as an SMS.
Limitations of an Account Without BVN
It’s important to note that an account opened without a BVN may have certain limitations:
- Transaction Limits: Accounts without BVNs may have lower transaction limits compared to BVN-linked accounts. This means you might face restrictions on the amount you can withdraw or transfer.
- Limited Services: Some banking services and features may not be accessible to accounts without BVNs. For example, you may not be able to access online banking or use mobile banking apps.
- BVN Requirement in the Future: Banks in Nigeria are increasingly enforcing BVN requirements for various transactions. While you can open an account without a BVN, you may encounter limitations when it comes to more advanced banking services or transactions.
Obtaining a BVN Later
If you initially open GTBank account without a BVN and later decide to obtain one, you can visit a designated BVN enrollment center to complete the registration process (e.g Bank). Once you have a BVN, you can link it to your existing GTBank account to access additional services and remove some limitations.
check this: GtBank POS Machine: How to Apply, Price & Charges
Frequently Asked Questions
How Can I Link My BVN to My GTBank Account?
Once you have your BVN, linking it to your GTBank account is a breeze. You can do it through the GTBank app, online portal, or by visiting any GTBank branch. Some people even say you can link it via USSD codes, but it’s always good to double-check with customer service.
How do I open a GT account on my phone?
Simply dial *737*0# and follow the onscreen prompts. An account number will be created automatically and sent to you via SMS. Account opening forms are NOT required for the signup process. Once you sign up, look out for your ten-digit account number (NUBAN).
How to open online banking for GTB?
If you have not received your login details, please visit www.gtbank.com and click on the REGISTER button on the internet banking tab or dial *737*6*5# from your registered phone number with the bank. Kindly note that the Password must be changed within 2 hours of receiving same.
Can I open BVN with my phone?
Many Nigerians want to know how to create BVN on the phone because almost everything can be done online in 2023. However, you cannot complete your BVN registration on the phone.
Dynablog’s Conclusion
Opening a GTBank account without a BVN is possible by meeting specific requirements and following the account opening process. However, accounts without BVNs may have limitations on transaction amounts and available services. Obtaining a BVN in the future is advisable to access a broader range of banking services and benefits.
Meet RASHEED FARUQ ADEYEMI, a Student of University of Ilorin, Department of Water Resources and Environmental Engineering. Beyond that professional pursuit, he’s a professional writer who finds solace and joy in solving people’s problems through the art of writing. Through this platform, he aspires to share their knowledge, experiences, and insights, connecting with like-minded individuals and leaving a positive impact on their audience.
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