How to Open a First Bank Account Without BVN

How to Open a First Bank Account Without BVN: If you want to open a First Bank account but don’t have a BVN (Bank Verification Number), I’ll explain the process. BVN is like your financial ID, and normally, it’s required to open an account. However, there are exceptions.

Whether you’re new to First Bank or an existing customer, I’ll guide you through the steps to open an account without a BVN, making it possible for you to start your banking journey even if you haven’t obtained one yet.

Let’s explore the details and find out how to open a First Bank account without a BVN, so you can conveniently access banking services.

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Importance of BVN (Bank Verification Number)

The BVN is a unique identification number linked to an individual’s biometric data, such as fingerprints and facial features. It serves as a security measure to verify the identity of bank customers and prevent fraud.

While the BVN is a mandatory requirement for most banking transactions in Nigeria, there are exceptions and alternatives for those without BVNs.

Requirements for Opening a First Bank Account Without BVN

To open a First Bank account without a BVN, you’ll need to meet specific requirements and follow a set of procedures. Here’s what you’ll typically need:

• You’ll need a valid proof of identification, such as a National Identity Card, International Passport, or Driver’s License. These documents help establish your identity in the absence of a BVN.
• Proof of Address: Provide a utility bill, tenancy agreement, or any official document that confirms your residential address. This is a standard requirement for account opening.
• Recent Passport Photograph

Okay, now let’s move on to how you can open a First Bank account without BVN. 

How to Open a First Bank Account Without BVN

Once you’ve gathered the necessary documents and completed the account opening form, follow these steps to open a First Bank account without a BVN:

The code to open First Bank Account without BVN is *894#.

• Open the call app on your mobile phone
• Dial *894#
• Choose option 2 which is to open account
• Choose option 2 to open account without BVN 
• Next, create a 5-digit PIN
• In a few seconds, your First Bank Account Number will be sent to you as sms. 

Limitations of an Account Without BVN

It’s important to note that an account opened without a BVN may have certain limitations:

• Transaction Limits: Accounts without BVNs may have lower transaction limits compared to BVN-linked accounts. This means you might face restrictions on the amount you can withdraw or transfer.
• Limited Services: Some banking services and features may not be accessible to accounts without BVNs. For example, you may not be able to access online banking or use mobile banking apps.
• BVN Requirement in the Future: Banks in Nigeria are increasingly enforcing BVN requirements for various transactions. While you can open an account without a BVN, you may encounter limitations when it comes to more advanced banking services or transactions.

Obtaining a BVN Later

If you initially open a First Bank account without a BVN and later decide to obtain one, you can visit a designated BVN enrollment center to complete the registration process (e.g Bank).

Once you have a BVN, you can link it to your existing First Bank account to access additional services and remove some limitations.

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Frequently Asked Questions

How to open First Bank account without BVN using ussd code?

To open an account via this means, dial *894# then select ‘open an account’ to provide the information required, or simply dial *894*0#.

How do I open a First Bank account with my phone?

You can open a First Instant Account via any of the following means:

• Dialing *894*0#
• Downloading the FirstMobile App.
• Visiting the nearest Firstmonie Agent.
• FirstBank ATM (applicable only to non-account holders using the Bank’s ATM)
• Visiting the closest FirstBank Branch.
• Download the Individual Account Opening Form.

How do I get my BVN for the first time?

Registering for your BVN is a pretty simple and straightforward process. Follow the steps below to successfully register: Visit your bank with a valid ID card (voter’s card, driver’s license, national ID) and request a BVN enrollment form.

Fill out the form and capture your biometrics; fingerprints and photograph.

Conclusion 

Opening a First Bank account without a BVN is not possible, as BVN is a mandatory requirement for enhanced security and transparency in banking. Obtain your BVN first, then proceed with opening your First Bank account to access their services.