How to generate First Bank Token Code: If you need to generate a First Bank token code, I’ll explain the steps to create it. A token code is like a special key that adds an extra layer of security when you’re banking online. It helps protect your account.

Whether you’re new to First Bank or have been with them for a while, I’ll guide you through the process to generate a token code, making your online banking experience safer.
Let’s go through the details and learn how to create a First Bank token code, so you can keep your account secure while banking online.
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The following search intents will be satisfied by the end of this post;
- What is First Bank token
- Types of First Bank Token
- How to get First Bank token
- How to generate token on First Bank mobile app
- How to generate First Bank One Time Password OTP
- How to generate first bank token
- How to get first bank token online
- How to get first bank token code
- How to generate first bank token online
- How to generate first bank token using ussd
Let’s start with What First Bank token is!
What is a First Bank Token?
A First Bank token is a security device that provides an extra layer of protection for online banking transactions.
It’s a small electronic device that generates one-time passwords (OTPs) or codes that are required to complete certain sensitive actions, such as transferring funds, making payments, or accessing certain features within an online banking platform. It is also known as FirstToken.
Types of First Bank Token
The first bank basically has two types of tokens, which are:
- Hardware token
- Software token
Let me quickly explain these two token!
- Hard token: This is a physical device that customers can use to generate security codes.
- Soft token: This is an application that can be downloaded on your mobile phone and used for generating the security code.
Features of First Bank Token
Below are the features of the First Bank soft token;
- The authentication code is valid for 30 seconds after it is generated.
- The application has full offline functionality once downloaded, activated, and registered.
- Lastly, the application requires a four-digit PIN input before generating an authentication code.
How to get First Bank Token
To get the hard First Bank token, you will need to visit any First Bank branch near you and request for it. You will be given a token form to fill and after you have successfully filled it, if your request is granted, you will be given the physical device.
How to generate First Bank Token (Hard Token)
Upon receiving the physical device, you will need to synchronize it with the First Bank mobile app on your phone. To do this, follow the steps highlighted below carefully:
- Head to Google Play Store (Android users) or App Store (iPhone users) to download the First Bank mobile Banking app.
- Install and launch the app
- If you are a first-time user, register an account (it is very easy to register), and for existing users, simply login to your account.
- Once logged in, select “Account Settings” and then “Token Synchronization.”
- Press the button on your hard token, and a code will appear on the screen.
- Enter the generated code into the first input field on the mobile banking app.
- Press the button again and enter the displayed code into the second input field.
- Locate your token’s serial number (printed on the frame) and input it into the third field.
- Tap the “Confirm” tab and your token is now activated and ready for use.
How to generate Token on First Bank Mobile App (Soft Token)
If you prefer to use the soft token, simply follow the steps below;
- Download the First Bank Mobile App on the Google Play Store or App Store
- Head to the nearest First Bank branch to request for activation code and serial number so the soft token can function.
- You will receive another code after inputting the serial and activation codes on the app. You need to give this to the customer service representative at your branch so that they can use it to activate your soft token.
Note: The registration code is only generated and displayed once. After the activation, you can use the application offline and will only be required to input a four-digit PIN.
How do I generate the app’s One-time Password (OTP)?
To generate a One-time Password, you will be required to have the mobile number you used to register your account. On your phone, press *322*0# to generate the OTP. The code will be sent to the aforementioned number. On the banking app, enter the OTP in the input field.
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Frequently Asked Questions
How do I generate the First Bank token using USSD?
To generate a One-time Password, you will have the mobile number you used to register your account. On your phone, press *322*0# to generate the OTP. They will send the code to the number. On the banking app, enter the OTP in the input field.
Do I need the soft token if I have the hardware token?
No, you do not. You cannot use both security items concurrently. If you would like the soft token, you will need to deactivate the hardware one.
What can I do if I forget my PIN?
If you forget your four-digit PIN, you will need to send an email to firstcontact@firstbanknigeria.com or visit any First Bank close to you. In your email, include your user identification and challenge code. The app will generate the latter when you input the wrong PIN four times.
What is your token code?
The token code is a one-time password (OTP). It is valid only while they display it, and you can only use it once once. The token device generates a new token code at regular intervals, typically every 60 seconds. Note that it is 30 seconds for First Bank.
How many digit is token code?
The token code is a six-digit number. After successful authentication, the token code will show on the screen above the progress bar. Type the six-digit code provided into your mobile device.
Conclusion
Generating a First Bank token code is a crucial step for enhancing the security of your online banking transactions. By following the bank’s recommended procedures, you can easily obtain a token code, which adds an extra layer of protection to your account. This ensures safe and secure access to your digital banking services, offering peace of mind and security for your financial transactions.

Meet RASHEED FARUQ ADEYEMI, a Student of University of Ilorin, Department of Water Resources and Environmental Engineering. Beyond that professional pursuit, he’s a professional writer who finds solace and joy in solving people’s problems through the art of writing. Through this platform, he aspires to share their knowledge, experiences, and insights, connecting with like-minded individuals and leaving a positive impact on their audience.
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