How to Check Opay Account Balance: This post contains the code to check Opay balance on your phone, and also other ways to check your balance on Opay with or without data subscription.
Opay is a mobile payment and financial services platform that has gained popularity in Nigeria due to its ease of use and convenience.
As an Opay user, it’s important to regularly check your balance to keep track of your spending. This will ensure that you have enough funds for your transactions.
In this article, we will discuss the different methods for checking Opay account balance on your phone. Before we proceed, here are the related search phrases/questions
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Without further talk, let’s get started!
How to Check Opay Account Balance
Mainly, Opay offers three methods for checking your account balance, which are:
- Via Opay Mobile App
- Via USSD code
- Via Opay agents
All of these methods are very easy to use, and you can use them anywhere anytime. From the first one, let’s see how to check your Opay account balance.
How to Check Opay Account Balance Using the Opay App
The Opay app is a convenient way to manage your Opay account and access various financial services. To check your Opay balance using the Opay App, follow these simple steps:
- Open the Opay App on your mobile device.
- Log in to your account using your mobile number and PIN.
- Click on the “Eye” icon on your Opay app dashboard/home screen.
- Your account balance will be displayed at the top of the screen.
It is important to know that you’ll need an internet connection and an Opay app to use this method. However, you can also use the Opay balance code below to check your balance.
How to Check Opay Balance With USSD Code
You can also check your Opay balance using USSD code on your mobile device by following the steps below.
- Dial *955# on your mobile device.
- Follow the on-screen prompts to select the “My Balance” option.
- Enter your 4-digit Opay PIN
- Your Opay account balance will be displayed on your screen.
How to Check Opay Account Balance Through Opay Agents
You can also check your Opay balance by visiting an Opay Agent. Opay Agents are available in many locations across Nigeria, and you can easily find one near you using the Opay App.
Here’s how to check Opay balance through an Opay Agent:
- Step 1: Visit an Opay Agent: Find an Opay Agent near you and visit them in person.
- Step 2: Provide your Opay account details: Provide your Opay account number to the Agent.
- Step 3: Request for your account balance: Request that the Agent checks your Opay account balance. They will do this using their POS device, and your balance will be displayed on their screen.
Frequently Asked Question on Opay Account Balance
Is there a fee for checking my Opay account balance?
No, there is no fee for checking your Opay account balance. Checking your balance is a free service provided by Opay.
What is the maximum balance in Opay?
The following are all the Opay KYC levels.
KYC level 1 – ₦50,000 maximum account balance, and ₦50,000 maximum daily transaction.
Know your customer level 2 – ₦300,000 maximum account balance, and ₦200,000 maximum daily transaction.
KYC level 3 – Unlimited maximum account balance, and 5,000,000 maximum daily transactions.
How do I verify my Opay account with my phone number?
- Open the Opay app on your mobile device and log in to your account.
- Click on the “Profile” icon located in the lower right corner of the screen.
- Click on the “Verification” button, which is usually displayed in red.
- Follow the on-screen prompts to complete the verification process.
How do I borrow money from OPay?
Here are the steps to use the Opay USSD code to access loans:
- Dial *955#, using the number you registered your Opay account with.
- Choose the “loans” options.
- Apply for the loan eligible to you.
- Get your loan in your account.
How do I check my account balance in OPay?
You can check your balance on Opay by dialing *955*0# on your phone, or login the Opay app to check it.
Dynablog’s Conclusion on Opay Account Balance
Checking your Opay account balance is crucial to ensure that you are aware of the funds available to you at any given time. You can check your Opay balance using the Opay App, dialing a USSD code, or visiting an Opay Agent.
Use the method that works best for you and make sure to check your balance regularly to stay on top of your finances.

Meet RASHEED FARUQ ADEYEMI, a Student of University of Ilorin, Department of Water Resources and Environmental Engineering. Beyond that professional pursuit, he’s a professional writer who finds solace and joy in solving people’s problems through the art of writing. Through this platform, he aspires to share their knowledge, experiences, and insights, connecting with like-minded individuals and leaving a positive impact on their audience.
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