Heritage Bank Transfer Code in 2025: Heritage Bank USSD Codes

Heritage Bank Transfer Code: Banking just got easier with Heritage Bank’s innovative USSD code solution. The Nigerian banking industry has seen the introduction of groundbreaking and game-changing solutions, and Heritage Bank’s transfer code is one of them. With this USSD code, customers can perform various banking operations directly from their mobile phones without an internet connection. It is convenient and accessible, making banking transactions possible anywhere and at any time.

In this blog post, we will provide you with all the information you need to know about Heritage Bank’s transfer code. We will answer all your questions, including:

• What is the Heritage Bank transfer code?
• What are the requirements for activating the Heritage Bank USSD code?
• How can you register for the Heritage Bank transfer code?
• What are the various Heritage Bank USSD codes?
• How can you block or unblock the Heritage Bank USSD code?
• What is the Heritage Bank loan USSD code?
• How can you register for the Heritage Bank transfer code without an ATM?
• What is the Heritage Bank transfer code to other banks?
• How can you get a five-digit pin for the Heritage Bank transfer code?

Let’s dive into the details and discover how the Heritage Bank transfer code works.

What is the Heritage Bank Transfer Code?

The Heritage Bank transfer code provides a quick and easy way for customers to carry out banking transactions without the need to visit a physical bank branch or use the internet.

With this USSD code, customers can check their account balance, transfer funds, purchase airtime, pay bills, and even open new accounts.

To use the Heritage Bank transfer code, customers simply need to dial *745# on their mobile phones and follow the prompts displayed on the screen.

For example, when customers want to transfer money, they can select the transfer option, enter the recipient’s account number, specify the amount to be transferred, and then confirm the transaction using their PIN or authentication method.

Upon confirmation, the funds will be promptly transferred to the recipient’s account, and both the sender and the recipient will receive confirmation of the transaction via SMS.

With Heritage Bank’s innovative transfer code solution, banking has never been more convenient and accessible. Register for the transfer code today and experience hassle-free banking.

Requirements to activate Heritage Bank USSD Code

Activating the Heritage Bank USSD code is a simple process that requires customers to fulfill certain requirements. Here are the requirements:

1. Customers must have a phone number linked to their Heritage Bank account. To link their phone number, they can visit any Heritage Bank branch or contact the customer care center.
2. Customers must ensure that the phone number linked to their Heritage Bank account is active and that they have access to it. The phone number should be able to send and receive text messages as this is the primary means of communication between the customer and the USSD code.
3. Customers must ensure that their Heritage Bank account is active and in good standing. There should be no outstanding debts or issues with the account.
4. Customers must ensure that the phone number used to register for the USSD code is the same as the one on their bank account. This is to ensure that there is no mix-up with account details and that transactions are carried out smoothly.

Once these requirements are met, customers can activate the Heritage Bank USSD code by dialing *745# on their mobile phones and following the prompts on the screen.

Customers will then be required to enter their Heritage Bank account number, create a 4-digit Personal Identification Number (PIN), and confirm the PIN. The USSD code will then be activated, and customers can start using it to perform various banking transactions. So, what are you waiting for? Dial *745# today and start banking with ease!

How to Register for Heritage Bank Transfer Code in 2025

As a Heritage Bank customer, you can easily register for the Heritage Bank transfer code and perform various banking transactions on your mobile phone. Here are the steps to follow:

1. Dial *745# on the phone number linked to your Heritage Bank account to access the Heritage Bank USSD code menu on your phone screen.
2. Follow the on-screen instructions to select the account to be used with the USSD code. If you have multiple accounts with Heritage Bank, you will be asked to select the account you want to use with the USSD code.
3. Create a 4-digit PIN to authorize transactions on the USSD code. This PIN will be used to authorize all transactions carried out with the USSD code. Choose a PIN that is easy to remember but difficult for others to guess.
4. Confirm your PIN and complete the registration. Once you enter your chosen PIN, you will see prompt to confirm it. After confirming your PIN, your registration is complete, and you can start using the Heritage Bank transfer code to perform various banking transactions.

It is important to note that customers must keep their PIN secure and should not share it with anyone. Also, customers should ensure that they have sufficient airtime on their mobile phones before using the USSD code, as network charges may apply.

List of Heritage Bank USSD Codes

Heritage Bank offers a variety of USSD codes that enable customers to perform different banking transactions on their mobile phones. Here is a list of some of the USSD codes and their functions:

• *322*030# – Opening an account
• *322*030*Account Number*Amount# – Transfer money to another Heritage Bank account.
• *322*030*Beneficiary Phone Number*Amount# – Buy airtime for yourself or a third party.
• *322*030*Beneficiary Phone NumberAmount# – Purchase data for yourself or a third party.
• *322*030*Biller ID*Amount# – Pay bills such as DSTV, PHCN, and others.
• *322*030# – Check your account balance.
• *322*030*Transfer Code*Amount*Beneficiary Account Number# – Transfer to other banks through USSD and retrieve card PIN.
• *322*030*100# – Block your USSD code if you suspect any illegal intervention or intruder.
• *322*030*200# – Unblock your USSD code if you have previously blocked it.

How to Block Heritage Bank USSD Code

If you suspect any illegal activity in your Heritage Bank USSD code, you can block it by following the steps below:

1. Dial *322*030*100# from the phone number linked to your Heritage Bank account.
2. Select option 2 to block your USSD code.
3. Enter your 4-digit USSD code PIN.
4. Confirm the action.

How to Unblock Heritage Bank USSD Code

If you have previously blocked your Heritage Bank USSD code and want to unblock it, follow the steps below:

1. Dial *322*030*200# from the phone number linked to your Heritage Bank account.
2. Select option 3 to unblock your USSD code.
3. Enter your 4-digit USSD code PIN.
4. Confirm the action.

Heritage Bank Loan USSD Code

A Convenient Way to Access Quick Loans

Heritage Bank understands the importance of quick access to funds and has introduced a loan service that customers can access through their USSD code. If you are eligible for a loan, you can follow the simple steps below to access it:

1. Dial *322*030*8# from the phone number linked to your Heritage Bank account.
2. Follow the on-screen instructions to complete the loan application process.

It is important to note that customers must ensure the security of their PIN and should not share it with anyone.

In addition, customers should also ensure that they have sufficient airtime on their mobile phones before using the USSD code, as network charges may apply.

With the Heritage Bank transfer code, banking transactions is now easier and faster.

Frequently Asked Questions on Heritage Bank Transfer Code

How long does it take for transfers made using Heritage Bank transfer codes to reflect in the recipient’s account?

Transfers using Heritage Bank transfer codes will be processed without delay, so they should reflect in the recipient’s account almost immediately.

Can I use Heritage Bank transfer codes for international transactions?

Heritage Bank transfer codes are primarily for domestic transactions within Nigeria. For international transfers, you may need to use other banking channels.

Can I use Heritage Bank transfer codes to open a new bank account?

Heritage Bank transfer codes are mainly for transactions. To open a new account, you would typically need to visit a physical branch or use the bank’s online account opening service.

Are Heritage Bank transfer codes available 24/7?

Yes, you can use Heritage Bank transfer codes at any time, day or night, as they are available 24/7 for your convenience.

Is there a minimum balance requirement to use Heritage Bank transfer codes?

Heritage Bank may have specific account balance requirements, so it’s a good idea to check with the bank for the most up-to-date information on minimum balances.

Dynablog’s conclusion on Heritage Bank Transfer Codes

Heritage Bank transfer code provides a hassle-free way for customers to carry out banking transactions without visiting the bank or using the internet. To activate the USSD code, customers need to follow the registration process outlined above. The USSD codes mentioned above facilitate a variety of banking transactions. Additionally, Heritage Bank offers a quick loan service accessible through their USSD code.