Access Bank Transfer Code: The Nigerian banking industry has undergone significant transformation in recent years, bringing innovative banking solutions that provide customers with seamless ways of performing financial transactions. One such solution is the Access Bank transfer code, a USSD code that allows Access Bank customers to perform various banking transactions on their mobile phones without the need for an internet connection. This service has revolutionized the banking experience for customers, making it more accessible and convenient.
In this blog post, we will provide detailed information on the following search queries regarding the Access Bank USSD code:
- What is the Access Bank transfer code?
- What are the requirements to activate the Access Bank USSD code?
- How can one register for the Access Bank transfer code?
- List of Access Bank USSD codes.
- How to block the Access Bank USSD code.
- How to unblock the Access Bank USSD code.
- Access Bank loan USSD code.
- How to register for the Access Bank transfer code without an ATM.
- Access Bank transfer code to other banks.
- How to get a five-digit pin for the Access Bank transfer code.
What is the Access Bank Transfer Code?
The Access Bank transfer code is a USSD code that enables customers to carry out a wide range of transactions, such as checking their account balance, transferring funds to other accounts, purchasing airtime for themselves or others, paying bills, and even opening new accounts. This code provides a quick and easy way for customers to perform these transactions without the need to visit a physical bank branch or use the internet.
To use the Access Bank transfer code, customers need to dial *901# on their mobile phones and follow the prompts displayed on the screen. For instance, to transfer money, a customer will select the transfer option, enter the recipient’s account number and the amount to be transferred, and then confirm the transaction with their PIN or authentication method. The funds will be immediately transferred to the recipient’s account, and both parties will receive confirmation of the transaction via SMS.
Requirements to activate Access Bank USSD Code
Activating the Access Bank USSD code is a straightforward process that requires customers to fulfill certain requirements. Here are the requirements: Firstly, customers must have a phone number linked to their Access Bank account. To link their phone number, they can visit any Access Bank branch or contact the customer care center.
Secondly, customers must ensure that the phone number linked to their Access Bank account is active and that they have access to it. The phone number should be able to send and receive text messages as this is the primary means of communication between the customer and the USSD code.
Thirdly, customers must ensure that their Access Bank account is active and in good standing. There should be no outstanding debts or issues with the account.
Lastly, customers must ensure that the phone number used to register for the USSD code is the same as the one on their bank account. This is to ensure that there is no mix-up with account details and that transactions are carried out smoothly.
Once these requirements are met, customers can activate the Access Bank USSD code by dialing *901# on their mobile phones and following the prompts on the screen. Customers will then be required to enter their Access Bank account number, create a 4-digit Personal Identification Number (PIN), and confirm the PIN. The USSD code will then be activated, and customers can start using it to perform various banking transactions.
How to Register for Access Bank Transfer Code
Registering for the Access Bank transfer code is a simple and convenient process that customers can complete on their mobile phones. Here are the steps to follow:
- Dial *901# on the phone number linked to your Access Bank account. This will bring up the Access Bank USSD code menu on your phone screen.
- Follow the on-screen instructions to select the option for “Transfer.”
- Select the account to be used with the USSD code. If you have multiple accounts with Access Bank, you will be asked to select the account you want to use with the USSD code.
- Create a 4-digit PIN to authorize transactions on the USSD code. This PIN will be used to authorize all transactions carried out with the USSD code. It is important to choose a PIN that is easy to remember but difficult for others to guess.
- Confirm your PIN and complete the registration. Once you have entered your chosen PIN, you will be prompted to confirm it. After confirming your PIN, your registration will be completed, and you can start using the Access Bank transfer code to perform various banking transactions.
It is important to note that customers must keep their PIN secure and should not share it with anyone. Also, customers should ensure that they have sufficient airtime on their mobile phones before using the USSD code, as network charges may apply.
List of Access Bank USSD Codes
Access Bank offers various USSD codes that allow customers to carry out different banking transactions on their mobile phones. Below is a list of some of the USSD codes and their functions:
- *901*0# – Check your account balance.
- *901*2*Amount*Account Number# – Transfer money to another Access Bank account.
- *901*3Amount*Account Number# – Transfer money to other banks in Nigeria.
- *901*4*1*Beneficiary Phone Number*Amount# – Buy airtime for yourself.
- 901*4*2*Beneficiary Phone Number*Amount# – Buy airtime for others.
- *901*5# – Pay bills.
- *901*6# – Update BVN.
- *901*7# – Link account.
- *901*8# – Cardless withdrawals.
- *901*i10# – Block card.
How to Block Access Bank USSD Code
If you suspect that your Access Bank USSD code has been compromised, you can block it by following the steps below:
- Dial *901*911# from the phone number linked to your Access Bank account.
- Select option 5 to block your USSD code.
- Enter your 4-digit USSD code PIN.
- Confirm the action.
How to Unblock Access Bank USSD Code
If you have previously blocked your Access Bank USSD code and want to unblock it, follow the steps below:
- Dial *901*911# from the phone number linked to your Access Bank account.
- Select option 6 to unblock your USSD code.
- Enter your 4-digit USSD code PIN.
- Confirm the action.
Access Bank Loan USSD Code
Access Bank also offers a quick loan to eligible customers through their USSD code. To access the loan, follow the steps below:
- Dial *901# from the phone number linked to your Access Bank account.
- Select option 2 for loans.
- Follow the on-screen instructions to complete the loan application.
It is important to note that customers must ensure the security of their PIN and should not share it with anyone. In addition, customers should also ensure that they have sufficient airtime on their mobile phones before using the USSD code, as network charges may apply.
Frequently Asked Questions on Access Bank Transfer Code
How do I transfer money with the Access Bank transfer code?
Dial *901*Amount*Recipient’s Account Number# and follow the prompts to complete the transfer.
Can I use the Access Bank transfer code on any mobile phone?
Yes, you can use the Access Bank transfer code on any mobile phone that can make calls.
What should I do if I forget my transfer code PIN?
You can reset your PIN by dialing *901# and following the instructions provided.
How do I check my account balance using the Access Bank transfer code?
Simply dial 9015# to check your account balance instantly.
Is it safe to use the Access Bank transfer code?
Yes, Access Bank implements robust security measures to protect your transactions and personal information.
Dynablog’s conclusion on Access Bank Transfer Codes
Access Bank transfer code is a convenient way to perform banking transactions without visiting the bank or using the internet. To activate the USSD code, you must meet the requirements stated above, and to register, follow the steps provided. The list of USSD codes provided above can be used to perform various banking transactions. If you suspect that your USSD code has been compromised, you can block it using the steps outlined above, and if you want to unblock it, follow the steps provided. Lastly, Access Bank also offers a quick loan to eligible customers through their USSD code.

Meet RASHEED FARUQ ADEYEMI, a Student of University of Ilorin, Department of Water Resources and Environmental Engineering. Beyond that professional pursuit, he’s a professional writer who finds solace and joy in solving people’s problems through the art of writing. Through this platform, he aspires to share their knowledge, experiences, and insights, connecting with like-minded individuals and leaving a positive impact on their audience.
Join Dynablog.com.ng on this journey of finding and sharing the right information to it’s audiences.
Thank you!